The Virtual Terminal supports six payment methods in the Payment Details section. Each can be enabled or disabled from your Virtual Terminal Settings. Here's what each one does and when to use it.

Each payment method can be toggled on or off in Settings, just by clicking on the Gear Icon in the top bar. If a method isn't visible in your Virtual Terminal, it may be disabled. See Managing Accepted Payment Methods in the Virtual Terminal for instructions.

Type in a customer's card number, expiry, and CVC manually — ideal for taking payment over the phone. A Surcharge toggle is available within this option if you have card surcharges enabled. Expands to show the card entry form.

Use a connected physical card reader to take the payment in person alongside the Virtual Terminal. The customer taps, inserts, or swipes their card on the device. Expands to show your connected terminal devices for selection.

Records that this transaction was paid in cash. No card processing occurs — this logs the payment for bookkeeping and inventory purposes.

Records a payment made by check or any other manual method (e.g. wire transfer, money order). Like cash recording, no card processing occurs — it's a bookkeeping entry.

Generates a shareable payment link that you can send to the customer via email or SMS. The customer pays at their own convenience by clicking the link. Useful when you're building the transaction but the customer isn't present to pay immediately.

Processes a bank transfer (ACH) payment. Expands to show the ACH entry form where you enter the customer's bank account details. ACH payments take longer to settle than card payments.